Mishkat al-Masabih #2706
Business Transactions
The Arabic includes the chain of narration (sanad) and the collector's commentary; the English translation shows the Prophet's words only.
عَنْ أُسَامَةُ بْنُ زَيْدٍ أَنَّ النَّبِيَّ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ قَالَ: «الرِّبَا فِي النَّسِيئَةِ» . وَفِي رِوَايَةٍ قَالَ: «لَا رِبًا فِيمَا كَانَ يدا بيد»
Usama b. Zaid reported the Prophet as saying, "Credit involves usury.” In a version he said, "There is no usury when payment is made on the spot.”
(Bukhari and Muslim.)
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About Mishkat al-Masabih
This hadith is #2706 from Mishkat al-Masabih, in the Book of Business Transactions.