وَلَوْ يُؤَاخِذُ ٱللَّهُ ٱلنَّاسَ بِمَا كَسَبُوا۟ مَا تَرَكَ عَلَىٰ ظَهْرِهَا مِن دَآبَّةٍۢ وَلَٰكِن يُؤَخِّرُهُمْ إِلَىٰٓ أَجَلٍۢ مُّسَمًّۭى ۖ فَإِذَا جَآءَ أَجَلُهُمْ فَإِنَّ ٱللَّهَ كَانَ بِعِبَادِهِۦ بَصِيرًۢا
Wa law yu'aakhizul laahun naasa bima kasaboo maa taraka 'alaa zahrihaa min daaabbatinw wa laakiny yu'akhkhiruhum ilaaa ajalim musamman fa izaa jaaa'a ajaluhum fa innal laaha kaana bi'ibaadihee Baseeraa
And if Allah were to impose blame on the people for what they have earned, He would not leave upon the earth any creature. But He defers them for a specified term. And when their time comes, then indeed Allah has ever been, of His servants, Seeing.

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Tafsir

78%63%60%Al-JalalaynIbn AbbasIbn Kathir
Scholars largely agree on this ayah

Were God to take mankind to task for what they have acquired of acts of disobedience He would not leave on its surface that is the earth’s a single creature a single living thing moving thereon. But He reprieves them to an appointed term namely to the Day of Resurrection. And when their term comes — then truly they will know that God is ever Seer of His servants and so He will requite them according to the nature of their deeds rewarding the believers and punishing the disbelievers.

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About Quran 35:45