The Prophet (ﷺ) said, "An Israeli man asked another Israeli to lend him
one thousand Dinars. The second man required witnesses. The former
replied, 'Allah is sufficient as a witness.' The second said, 'I want
a surety.' The former replied, 'Allah is sufficient as a surety.' The
second said, 'You are right,' and lent him the money for a certain
period. The debtor went across the sea. When he finished his job, he
searched for a conveyance so that he might reach in time for the
repayment of the debt, but he could not find any. So, he took a piece
of wood and made a hole in it, inserted in it one thousand Dinars and
a letter to the lender and then closed (i.e. sealed) the hole tightly.
He took the piece of wood to the sea and said. 'O Allah! You know well
that I took a loan of one thousand Dinars from so-and-so. He demanded
a surety from me but I told him that Allah's Guarantee was sufficient
and he accepted Your guarantee. He then asked for a witness and I told
him that Allah was sufficient as a Witness, and he accepted You as a
Witness. No doubt, I tried hard to find a conveyance so that I could
pay his money but could not find, so I hand over this money to You.'
Saying that, he threw the piece of wood into the sea till it went out
far into it, and then he went away. Meanwhile he started searching for
a conveyance in order to reach the creditor's country.
One day the lender came out of his house to see whether a ship had
arrived bringing his money, and all of a sudden he saw the piece of
wood in which his money had been deposited. He took it home to use for
fire. When he sawed it, he found his money and the letter inside it.
Shortly after that, the debtor came bringing one thousand Dinars to
him and said, 'By Allah, I had been trying hard to get a boat so that
I could bring you your money, but failed to get one before the one I
have come by.' The lender asked, 'Have you sent something to me?' The
debtor replied, 'I have told you I could not get a boat other than the
one I have come by.' The lender said, 'Allah has delivered on your
behalf the money you sent in the piece of wood. So, you may keep your
one thousand Dinars and depart guided on the right path.' "
Narrated by Narrated Abu Huraira:
Context
In this hadith, the Prophet Muhammad (ﷺ) narrates a story about a man from Bani Israel who borrowed money and relied on Allah as his witness and guarantor. Despite his efforts to return the money, he could not find a means to do so. He creatively entrusted the money to Allah by placing it in a sealed piece of wood and throwing it into the sea. The story emphasizes trust in Allah's provision and the importance of fulfilling one's debts.
Modern Application
In today's world, this hadith reminds us of the importance of trustworthiness and fulfilling our financial obligations. When we borrow money, we should strive to repay it, and if we face difficulties, we can seek creative solutions while maintaining our faith in Allah's support.
Topics
This hadith is tagged with Trustworthiness and Debts and Loans because it illustrates the significance of relying on Allah while also emphasizing the importance of fulfilling financial responsibilities.
And if you are on a journey and cannot find a scribe, then a security deposit [should be] taken. And if one of you entrusts another, then let him who is entrusted discharge his trust [faithfully] and let him fear Allah, his Lord. And do not conceal testimony, for whoever conceals it - his heart is indeed sinful, and Allah is Knowing of what you do.
O you who have believed, when you contract a debt for a specified term, write it down. And let a scribe write [it] between you in justice. Let no scribe refuse to write as Allah has taught him. So let him write and let the one who has the obligation dictate. And let him fear Allah, his Lord, and not leave anything out of it. But if the one who has the obligation is of limited understanding or weak or unable to dictate himself, then let his guardian dictate in justice. And bring to witness two witnesses from among your men. And if there are not two men [available], then a man and two women from those whom you accept as witnesses - so that if one of the women errs, then the other can remind her. And let not the witnesses refuse when they are called upon. And do not be [too] weary to write it, whether it is small or large, for its [specified] term. That is more just in the sight of Allah and stronger as evidence and more likely to prevent doubt between you, except when it is an immediate transaction which you conduct among yourselves. For [then] there is no blame upon you if you do not write it. And take witnesses when you conclude a contract. Let no scribe be harmed or any witness. For if you do so, indeed, it is [grave] disobedience in you. And fear Allah. And Allah teaches you. And Allah is Knowing of all things.
And among the People of the Scripture is he who, if you entrust him with a great amount [of wealth], he will return it to you. And among them is he who, if you entrust him with a [single] silver coin, he will not return it to you unless you are constantly standing over him [demanding it]. That is because they say, "There is no blame upon us concerning the unlearned." And they speak untruth about Allah while they know [it].