لَن تَنَالُوا۟ ٱلْبِرَّ حَتَّىٰ تُنفِقُوا۟ مِمَّا تُحِبُّونَ ۚ وَمَا تُنفِقُوا۟ مِن شَىْءٍۢ فَإِنَّ ٱللَّهَ بِهِۦ عَلِيمٌۭ
Lan tanaalul birra hattaa tunfiqoo mimmaa tuhibboon; wa maa tunfiqoo min shai'in fa innal laaha bihee 'Aleem
Never will you attain the good [reward] until you spend [in the way of Allah] from that which you love. And whatever you spend - indeed, Allah is Knowing of it.

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Tafsir

79%58%64%Al-JalalaynIbn AbbasIbn Kathir
Scholars largely agree on this ayah

You will not attain piety that is the reward for it which is Paradise until you expend until you give voluntary alms of what you love of your wealth; and whatever thing you expend God knows of it and He will requite it accordingly.

Related Hadiths

Jami` at-Tirmidhi #3081Narrated Anas:Sahih
"When this Ayah was revealed: By no means shall you attain Al-Birr unless you spend of that which you love (3:92). Or, '...Who is he that will lend to Allah a goodly loan... (2:245)' Abu Talhah - who had a garden - said: 'O Messenger of Allah! My garden is for Allah, and if I was able to keep it secret I would not make it public.' So he said: 'Keep it for your relatives' or 'your close relatives.'"
Sunan an-Nasa'i #3610It was narrated that Anas said:Hasan
"When this Verse was revealed -'By no means shall you attain Al Birr (piety, righteousness--here it means Allah's reward, i.e. Paradise), unless you spend (in Allah's cause) of that which you love'- Abu Talha said: 'Our Lord will ask us about our wealth. I adjure you, O Messenger of Allah! I am giving my land to Allah.' The Messenger of Allah said: 'Make it for your relatives, Hassan bin Thabit and Ubayy bin Ka'b.'"
Sahih Muslim #2260Asma' reported Allah's Messenger (way peace be upon him) as saying (to her):Sahih
Spend and do not calculate, (for) Allah would calculate in your case; and do not hoard, otherwise Allah would be withholding from you.
Sahih al-Bukhari #56Narrated Sa'd bin Abi Waqqas:Sahih
Allah's Messenger (ﷺ) said, "You will be rewarded for whatever you spend for Allah's sake even if it were a morsel which you put in your wife's mouth."
Sahih Muslim #2272Abu Umama reported Allah's Messenger (ﷺ) as saying:Sahih
O son of Adam, it is better for you if you spend your surplus (wealth), but if you withhold it, it is evil for you. There is (however) no reproach for you (if you withhold means necessary) for a living. And begin (charity) with your dependents; and the upper hand is better than the lower hand.

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About Quran 3:92