إِنَّ ٱلَّذِينَ كَفَرُوا۟ وَمَاتُوا۟ وَهُمْ كُفَّارٌۭ فَلَن يُقْبَلَ مِنْ أَحَدِهِم مِّلْءُ ٱلْأَرْضِ ذَهَبًۭا وَلَوِ ٱفْتَدَىٰ بِهِۦٓ ۗ أُو۟لَٰٓئِكَ لَهُمْ عَذَابٌ أَلِيمٌۭ وَمَا لَهُم مِّن نَّٰصِرِينَ
Innal lazeena kafaroo wa maatoo wa hum kuffaarun falany yuqbala min ahadihim mil'ul ardi zahabanw wa lawiftadaa bih; ulaaa 'ika lahum 'azaabun aleemunw wa maa lahum min naasireen
Indeed, those who disbelieve and die while they are disbelievers - never would the [whole] capacity of the earth in gold be accepted from one of them if he would [seek to] ransom himself with it. For those there will be a painful punishment, and they will have no helpers.

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Tafsir

82%74%70%Al-JalalaynIbn AbbasIbn Kathir
Scholars largely agree on this ayah

Surely those who disbelieve and die disbelieving the whole earth full the amount needed to fill it up of gold shall not be accepted from any one of them the fā’ of fa-lan yuqbala ‘it shall not be accepted’ has been included in the predicate of the inna clause because the statement about alladhīna ‘those who disbelieve’ resembles a conditional statement; and as a declaration of the reason for it repentance not being acceptable in the case of one who dies in unbelief if he would ransom himself thereby; for them awaits a painful chastisement alīm is the same as mu’lim ‘painful’ and they shall have no helpers to protect them from it.

Related Hadiths

Sahih Muslim #6909Anas b. Malik reported that Allah's Messenger (may peace be u n him) said:Sahih
It would be said to the non-believers on the Day of Resurrection: If you were to possess gold, filling the whole earth, would you like to secure your freedom by paying that? He would say: Yes. Thereupon it would be said to him: Something easier (than this) was demanded from you (but you paid no heed to it).
Sahih al-Bukhari #6299Narrated Anas bin Malik:Sahih
Allah's Prophet used to say, "A disbeliever will be brought on the Day of Resurrection and will be asked. "Suppose you had as much gold as to fill the earth, would you offer it to ransom yourself?" He will reply, "Yes." Then it will be said to him, "You were asked for something easier than that (to join none in worship with Allah (i.e. to accept Islam, but you refused).
Sahih Muslim #6888Khabbab reported that Al-`As b. Wa'il owed debt to me. I came to him in order to demand that. He said:Sahih
I will never repay you unless you belie Muhammad. I said: I would never belie Muhammad until you die and you are again raised up. He said: When I would be raised up after death, I would repay your debt when I would get my property and children back. Waki` said: This is how Al-A`mash has narrated and it was on this occasion that this verse was revealed: "Hast thou seen him who disbelieves in Our message and says: I shall certainly be given wealth and children" (xix, 77) up to "he would come to Us alone" (xix, 80).
Sahih Muslim #4760It has been narrated on the authority of Abu Huraira that the Messenger Allah (ﷺ) said:Sahih
A disbeliever and a believer who killed him will never be gathered together in Hell.
Sahih Muslim #7093Abu Huraira reported Allah's Messenger (ﷺ) as saying:Sahih
The Last Hour would not come before the Euphrates uncovers a mountain of gold, for which people would fight. Ninety-nine out of each one hundred would die but every man amongst them would say that perhaps he would be the one who would be saved (and thus possess this gold).

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About Quran 3:91