قُلْ يَٰٓأَهْلَ ٱلْكِتَٰبِ تَعَالَوْا۟ إِلَىٰ كَلِمَةٍۢ سَوَآءٍۭ بَيْنَنَا وَبَيْنَكُمْ أَلَّا نَعْبُدَ إِلَّا ٱللَّهَ وَلَا نُشْرِكَ بِهِۦ شَيْـًۭٔا وَلَا يَتَّخِذَ بَعْضُنَا بَعْضًا أَرْبَابًۭا مِّن دُونِ ٱللَّهِ ۚ فَإِن تَوَلَّوْا۟ فَقُولُوا۟ ٱشْهَدُوا۟ بِأَنَّا مُسْلِمُونَ
Qul yaa Ahlal Kitaabi ta'aalaw ilaa Kalimatin sawaaa'im bainanaa wa bainakum allaa na'buda illal laaha wa laa nushrika bihee shai'anw wa laa yattakhiza ba'dunaa ba'dan arbaabam min doonil laah; fa in tawallaw faqoolush hadoo bi annaa muslimoon
Say, "O People of the Scripture, come to a word that is equitable between us and you - that we will not worship except Allah and not associate anything with Him and not take one another as lords instead of Allah." But if they turn away, then say, "Bear witness that we are Muslims [submitting to Him]."

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Tafsir

81%63%65%Al-JalalaynIbn AbbasIbn Kathir
Scholars largely agree on this ayah

Say ‘O People of the Scripture! Jews and Christians come now to a word agreed upon sawā’ is the verbal noun meaning mustawin amruhā ‘a word regarding which the matter is upright’ between us and you and it is that we worship none but God allā is made up of an-lā ‘that…not’ and that we do not associate anything with Him and do not take each other for lords beside God’ as you have taken rabbis and monks; and if they turn their backs in rejection of God’s Oneness say you to them ‘Bear witness that we have submitted’ that we are of those who affirm the Oneness of God.

Related Hadiths

Sahih Muslim #1586Ibn 'Abbas reported that the Messenger of Allah (ﷺ) used to recite in the two (supererogatory) rak'ahs of the dawn prayer:Sahih
" Say: We believed in Allah and what was revealed to us" and that which is found in Surah Al-i-'lmran:" Come to that word (creed) which is common between you and us" (iii. 64).
Sunan an-Nasa'i #2527It was narrated from Ibn 'Abbas that the Prophet sent Mu'adh bin Jabal to Yemen and said:Da'if
"You are going to some people from among the people of the Book. Call them to bear witness that there is none worthy of worship except Allah and that I am the Messenger of Allah. If they obey you in that, then teach them that Allah has enjoined upon them five prayers every day and night. If they obey you in that, then teach them that Allah has enjoined upon them Sadaqah (Zakah) from their wealth, to be taken from their rich and given to their poor. If they obey you in that, then do not touch the most precious of their wealth, and fear the supplication of the one who has been wronged, for there is no barrier between it and Allah, the Mighty and Sublime."
Sunan an-Nasa'i #5012It was narrated from Anas bin Malik that:Sahih
The Messenger of Allah said: "I have been commanded to fight the people until they bear witness that there is none worthy of worship except Allah and that Muhammad is the Messenger of Allah. If they bear witness that there is none worthy of worship except Allah and that Muhammad is the Messenger of Allah, they turn to face the same Qiblah as us, they eat our slaughtered animals, and they pray as we pray; then their blood and their wealth are forbidden to us, except for a right that is due, and they have the same rights and duties as the Muslims."
Sahih al-Bukhari #388Narrated Anas bin Malik:Sahih
Allah's Messenger (ﷺ) said, "I have been ordered to fight the people till they say: 'None has the right to be worshipped but Allah.' And if they say so, pray like our prayers, face our Qibla and slaughter as we slaughter, then their blood and property will be sacred to us and we will not interfere with them except legally and their reckoning will be with Allah."
Jami` at-Tirmidhi #2678Narrated Anas bin Malik:Hasan
that the Messenger of Allah (ﷺ) said: "I have been ordered to fight the people until they bear witness to La Ilaha Illallah, and that Muhammad is His servant and Messenger, and they face our Qiblah, eat our slaughtered (meat), and perform our Salat. And if they do that, then their blood and wealth will be unlawful to us, except with its due right. For them shall be whatever is for the Muslims, and they shall be obliged with that which the Muslims are obliged."

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About Quran 3:64