قُل لَّوْ أَنتُمْ تَمْلِكُونَ خَزَآئِنَ رَحْمَةِ رَبِّىٓ إِذًۭا لَّأَمْسَكْتُمْ خَشْيَةَ ٱلْإِنفَاقِ ۚ وَكَانَ ٱلْإِنسَٰنُ قَتُورًۭا
Qul law antum tamlikoona khazaaa'ina rahmati Rabbeee izal la amsaktum khash yatal infaaq; wa kaanal insaanu qatooraa
Say [to them], "If you possessed the depositories of the mercy of my Lord, then you would withhold out of fear of spending." And ever has man been stingy.

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Tafsir

80%61%63%Al-JalalaynIbn AbbasIbn Kathir
Scholars largely agree on this ayah

Say to them ‘If you possessed the treasuries of my Lord’s mercy those treasuries of provision and rain you would surely withhold them you would stint for fear of spending fearing that they would be depleted if one spent from them and that you would then become impoverished; and man is ever niggardly’.

Related Hadiths

Jami` at-Tirmidhi #2412Abu Umamah narrated that the Prophet (s.a.w) said:Hasan
"O son of Adam! If you give your surplus it is better for you, and if you keep it, it is worse for you, but there is no harm with what is sufficient. And begin(the giving) with your dependents, and the upper hand (giving) is better than the lower hand (receiving)."
Sahih Muslim #6630This hadith has been transmitted on the authority of Abu Huraira through other chains of narrators and there is no mention of:Sahih
" Miserliness would be put (in the hearts of the people)."
Jami` at-Tirmidhi #3438Mutarrif bin Abdullah bin Ash-Shikh-khir reported from his father, :Sahih
that he went to the Prophet and he was reciting: ‘The mutual rivalry (for piling up worldly things) diverts you.’ He said: “The son of Adam says: ‘My wealth, my wealth.’ And do you own anything except what you give in charity, such that you’ve spent it, or what you eat, suc that you’ve finished it, or you wear, such that you’ve worn it out?”
Sahih al-Bukhari #1384Narrated Asma:Sahih
The Prophet (ﷺ) said to me, "Do not withhold your money, (for if you did so) Allah would withhold His blessings from you." Narrated `Abda: The Prophet (ﷺ) said, "Do not withhold your money by counting it (i.e. hoarding it), (for if you did so), Allah would also withhold His blessings from you."
Jami` at-Tirmidhi #2028Asma bint Abi Bakr said:Da'if
" O the Messenger of Allah! I have nothing except what was given to me by (my husband) Az-Zubair, shall I give it (in charity)?'" It was said: "Do not hold (your wealth) so that Allah will hold against you."

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About Quran 17:100