وَإِن كَانَ ذُو عُسْرَةٍۢ فَنَظِرَةٌ إِلَىٰ مَيْسَرَةٍۢ ۚ وَأَن تَصَدَّقُوا۟ خَيْرٌۭ لَّكُمْ ۖ إِن كُنتُمْ تَعْلَمُونَ
Wa in kaana zoo 'usratin fanaziratun ilaa maisarah; wa an tasaddaqoo khairul lakum in kuntum ta'lamoon
And if someone is in hardship, then [let there be] postponement until [a time of] ease. But if you give [from your right as] charity, then it is better for you, if you only knew.

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Tafsir

77%58%55%Al-JalalaynIbn AbbasIbn Kathir
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And if any man in debt should be in difficulties then let him have respite a postponement till things are easier read maysara or maysura meaning ‘a time of ease’; but that you should give tassaddaqū where the second tā’ of the softened form tatasaddaqū has been assimilated with the sād the one in difficulty a voluntary almsgiving by waiving his debt is better for you did you but know if you know that it is better for you then do it. In a hadīth it is said ‘Whoever gives respite to one in difficulty or waives his debt God will place him under His shade on a day when there shall be no shade except God’s’ as reported by Muslim.

Related Hadiths

Sunan Ibn Majah #2152It was narrated from Buraidah Al-Aslami that the Prophet (ﷺ) said:Sahih
“Whoever gives respite to one in difficulty, he will have (the reward of) an act of charity for each day. Whoever gives him respite after payment becomes due, will have (the reward of) an act of charity equal to (the amount of the loan) for each day.”
Sahih Muslim #2272Abu Umama reported Allah's Messenger (ﷺ) as saying:Sahih
O son of Adam, it is better for you if you spend your surplus (wealth), but if you withhold it, it is evil for you. There is (however) no reproach for you (if you withhold means necessary) for a living. And begin (charity) with your dependents; and the upper hand is better than the lower hand.
Sunan an-Nasa'i #2539It was narrated from Abu Hurairah that the Messenger of Allah said:Sahih
"The best of charity is that which is given when you are self-sufficient, and the upper hand is better than the lower hand, and start with those for whom you are responsible."
Sahih Muslim #2266Abu Huraira reported that there came a person to the Messenger of Allah (ﷺ) and said:Sahih
Messenger of Allah, which charity is the best? Upon this he said: That you should give charity (in a state when you are) healthy and close-fisted, one haunted by the fear of poverty, hoping to become rich (charity in such a state of health and mind is the best). And you must not defer (charity to such a length) that you are about to die and would he saying: This is for so and so, and this is for so and so. Lo, it has already come into (the possession of so and so).
Jami` at-Tirmidhi #2412Abu Umamah narrated that the Prophet (s.a.w) said:Hasan
"O son of Adam! If you give your surplus it is better for you, and if you keep it, it is worse for you, but there is no harm with what is sufficient. And begin(the giving) with your dependents, and the upper hand (giving) is better than the lower hand (receiving)."

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